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     Minimum premium of $500. No
        Maximum premium.
     Experience mods under 150 is ok.
        Over 150 on a case by case basis.
     California only at this time
     See below for eligible Contractors
        Classes for risks under $50,000 in
        premium. $500 MP.
     Most Classes available for over
        $50,000 in premium risks.
     Many different pay plans available.
     Fantastic Loss Control Services.
     A X Rated Carrier
     $2,500 minimum premium for
        Contracting risks.


 


  •           Click Here to get the
    SUPPLEMENTAL APPLICATION FOR
     CONSTRUCTION/CONTRACTORS:

    New Workers Comp Program
    Best Choice Insurance Programs is pleased to announce that We have partnered with The Zenith Insurance Company to bring you a new state of the art Workers Comp Program Rated A by A.M Best. This program is designed for accounts with X mods that are between .70 and 1.50. Please see below for more information on this exciting New Workers Program.

    Available Class Codes

  • 5020
  • 5027
  • 5028
  • 5107
  • 5108
  • 5128
  • 5140
  • 5146

  • 5183
  • 5187
  • 5190
  • 5191
  • 5201
  • 5348
  • 5403
  • 5432

  • 5436
  • 5474
  • 5482
  • 5538
  • 5542
  • 6400
  • 7605

  • [ TOP ]


    So what Sets Zenith Apart from Other Insurers?

    • Workers' compensation is Zenith's only business. Unlike other insurers, who offer an array of product lines, Zenith commits it's capital and expertise to workers' compensation.
    • Zenith is your long-term partner. Because workers' compensation is Zenith's bread and butter, we'll stay in the game through thick and thin. That means you won't need to shop for a new carrier every year and be forced to re-market your accounts.
    • Zenith has an impressive track record of outperforming industry averages. Some carriers have not survived the storms of the past. Zenith is here for their customers today and they'll be here tomorrow.
    • Zenith continues to lead the industry in fighting workers' compensation fraud and aggressively challenging improper medical practices and costs.
    • Zenith's reputation as a leader in the workers' compensation business makes it easier for you to sell their products and services to your quality-oriented customers. With BTIS & Zenith at your side, you will increase sales and satisfy your customers.

    Zenith's service team works with your clients in getting injured workers to the appropriate doctors and back to work safely and speedily. As a result, we minimize employers' costs and maximize employee productivity.;

    [ TOP ]

    Ineligible Risks:

    Any contractor that has a current A or B license.

    Submission Requirements

    • Complete Acord Applications #125 & #130
    • Loss experience to be listed on application or carrier loss run(s) attached to application
    • Applicable experience rating data worksheet or Compline Report

    For complete Submission Instructions Click Here.

    [ TOP ]

    Top Classes
    All Eligible Classes

     

    NUMERICALLY ORGANIZED

     

    ALPHABETICALLY ORGANIZED

    0005

    Nurseries - Small Product

    8803

    Accountants or Auditors

    0016

    Orchards -- citrus and deciduous fruits

    3066

    Aluminum Ware Mfg.

    0016

    Orchards - Olives

    4511

    Analytical or Testing Lab - No Field Operations

    0034

    Poultry Raising

    9011

    Apartment or Condo Complex Operation- NOC - Not HOA

    0035

    Florists - Cultivating or Gardening

    8740

    Apartment or Condominium Complex for Seniors - Age Restricted

    0040

    Vineyards

    8740

    Apartment or Condominium Complex Operation - NOC - Property Management Supervisors

    0041

    Potato Crops

    9007

    Apartment or Condominium Complex Operation for Seniors

    0044

    Cotton Farms

    8601

    Architects

    0045

    Orchards - Nut Crops

    8821

    Attorney Support Services - Including Clerical & Sales

    0079

    Bush Berry Crops

    8820

    Attorneys - All Others

    0079

    Strawberry Crops

    8820

    Attorneys - Corporate/Tax Law

    0171

    Field Crops

    8820

    Attorneys - Estate planning

    0172

    Truck Farms

    8820

    Attorneys - Family Law

    2002

    Macaroni Mfg.

    8820

    Attorneys - Full Service Law Firm

    2003

    Bakeries & Cracker Mfg - Commercial

    8820

    Attorneys - Insurance Defense Litigation

    2003

    Bakeries & Cracker Mfg - Retail

    8820

    Attorneys - Real Estate Law

    2102

    Fruit or Vegetable Evaporation or Dehydrating

    3681

    Audio/Visual Electronic Products Mfg.

    2107

    Fruit - Fresh Fruit Packing & Handling - Including Storage

    8748

    Auto - New Car Sales

    2108

    Fruit - Citrus Fruit Packing & Handling - Including Storage

    8389

    Auto Glass Installation

    2109

    Fruit - Dried Fruit Packing & Handling

    8389

    Auto or Auto Truck Repair Shops

    2116

    Fruit Juice or Concentrate Mfg.

    8748

    Auto Rental or Leasing

    2121

    Breweries or Malt Houses

    8391

    Auto Rental or Leasing / New Car,

    2142

    Distilling

    3828

    Auto, Truck Parts Machining & Rebuilding

    2142

    Vinegar Mfg.

    9522

    Automobile Body Upholstering

    2142

    Wineries

    8387

    Automobile Full Service Car Wash

    2163

    Bottling - Beverages

    8324

    Automobile Gasoline Stations

    2571

    Pillow, Quilt, Comforter or Cushion Mfg.

    8393

    Automobile or Automobile Truck Body and Fender Repairing and Painting

    2576

    Awning, Tarp or Canvas Goods Mfg. - All Others

    8387

    Automobile or Automobile Truck Service Stations

    2576

    Tents or Awning MFG.

    8387

    Automobile or Automobile Truck Service Stations with Automated

    2589

    Dry Cleaning or Laundry - Multiple Locations

    8387

    Automobile or Automobile Truck Service Stations with Full Service

    2589

    Dry Cleaning or Laundry - Single Location

    8397

    Automobile or Automobile Truck Transmission Repairing and Rebuilding

    2660

    Shoe Manufacturing

    9516

    Automobile Radio and Telephone Installation or Service

    2660

    Shoe Repair Shop

    8391

    Automobile School - Maintenance

    2683

    Bag Mfg.-Traveling Bags or Hand Luggage

    2576

    Awning, Tarp or Canvas Goods Mfg. - All Others

    2688

    Leather Goods Mfg.

    2683

    Bag Mfg.-Traveling Bags or Hand Luggage

    2812

    Cabinet Mfg.- Wood

    2003

    Bakeries & Cracker Mfg - Commercial

    2840

    Picture Frame Assembly

    2003

    Bakeries & Cracker Mfg - Retail

    2840

    Picture or Artwork Framing

    8808

    Banks

    2852

    Window Blind Mfg. or Assembly

    9016

    Batting Cages

    2881

    Coffin or Casket Mfg. or Assembling - Wood

    9586

    Beauty Salons - All Others

    2881

    Furniture Assembly - Other than Metal

    9586

    Beauty Salons - Barber Shops

    2923

    Musical Instrument Mfg.- other than metal

    9586

    Beauty Salons - Nail Salons

    3060

    Door or Window Frame Mfg.--metal or plastic

    9586

    Beauty Salons - Unisex Hair Shops

    3060

    Door or Window Mfg -- screen

    9092

    Billiard Halls

    3060

    Door or Window Mfg.- metal or plastic including glass

    3828

    Boat Engine Parts Machining & Rebuilding

    3066

    Aluminum Ware Mfg.

    4299

    Bookbinding - All Other Employees - Including Misc. Employees

    3066

    Coppersmithing - Shop

    8813

    Bookbinding Operation - Editing

    3066

    Duct Work & HVAC

    2163

    Bottling - Beverages

    3066

    Sheet Metal Products - Fabrication

    9092

    Bowling Centers - With or Without Billiards

    3066

    Sheet Metal Products - Heavy Gauge Steel

    2121

    Breweries or Malt Houses

    3070

    Computer Memory Disk Mfg - Rigid

    9009

    Building Operation - Commercial Properties

    3099

    Tool Mfg.

    8740

    Building Operation - Commercial Properties - Property Management Supervisors

    3131

    Tag, Button or Fastener Mfg.

    8740

    Building Operation - NOC - Property Management Supervisors

    3146

    Hardware Mfg.

    0079

    Bush Berry Crops

    3178

    Electronic Element Mfg.

    4717

    Butter Substitutes Mfg.

    3179

    Electrical Apparatus Mfg.

    2812

    Cabinet Mfg.- Wood

    3180

    Fixtures, Lamp Mfg. or Assembly

    5146

    Cabinet or Fixtures - All Others

    3383

    Clock Mfg. Including Foundry Ops.

    5146

    Cabinet or Fixtures - Commercial - Installation

    3383

    Jewelry Mfg. Including Foundry Ops.

    5146

    Cabinet or Fixtures - Residential - Installation

    3383

    Trophy Mfg. Including Foundry Ops.

    5403

    Carpentry - Interior Work Only - < $24/hr

    3383

    Watch Mfg. Including Foundry Ops.

    5432

    Carpentry - Interior Work Only >= $24 hr.

    3400

    Metal Goods Mfg.

    5020

    Ceiling Installation - Suspended Acoustical Grid Type

    3501

    Portable Tools & Lawn Care Mfg.

    9220

    Cemetery Operation

    3501

    Swimming Pool & Spa Mfg.

    8810

    Clerical - All Others

    3568

    Electrical Connector Mfg

    8810

    Clerical - Answering Service

    3570

    Electric Appliance Mfg. - NOC

    8810

    Clerical - Bookbinding Operation - Salespersons

    3572

    Medical Instrument Mfg. - Electronic Diagnostic or Treatment

    8810

    Clerical - Draftspersons

    3573

    Power Supply Mfg.

    8810

    Clerical - Librarians or Professional Assistants

    3574

    Golf Club or Fishing Rod Mfg. or Assembly

    8810

    Clerical - Printing - Salespersons - Outside

    3574

    Office or Sewing - NOC

    8810

    Clerical - Travel Agents, Guides, or Bureaus

    3577

    Printed Circuit Board Assembling by Contractor - NPD

    3383

    Clock Mfg. Including Foundry Ops.

    3632

    Machine Shops

    9060

    Clubs - Country or Golf

    3643

    Electric Control Panel or Switch Gear Mfg.

    6504

    Coffee Roasting & Grinding

    3643

    Electric Power or Transmission Equipment Mfg. - NOC

    2881

    Coffin or Casket Mfg. or Assembling - Wood

    3651

    Electrical Wire Harness Mfg.

    9522

    Coffin or Casket Upholstery Work

    3681

    Audio/Visual Electronic Products Mfg.

    9101

    College - All Others

    3681 Computer or Computer Peripheral Equip Mfg

    9101

    College - Primary or Secondary Schools

    3681

    Instrument Mfg. - Electronic

    9101

    Colleges or Schools - Private Academic Professionals

    3681

    Telecommunications Equip Mfg

    7605

    Communication - Burglar Alarm Installation, Service or Repair

    3682

    Instrument Mfg. - Non-Electronic

    7605

    Communication - Fire Alarm Installation, Service or Repair

    3683

    Speaker Mfg.

    7605

    Communication - Sound System Installation, Service or Repair

    3828

    Auto, Truck Parts Machining & Rebuilding

    3070

    Computer Memory Disk Mfg - Rigid

    3828

    Boat Engine Parts Machining & Rebuilding

    3681

    Computer or Computer Peripheral Equip Mfg

    3828

    Diesel Engine Parts Machining & Rebuilding

    5191

    Computer or Computer System Installation or Repair

    3831

    Machine Shops-Aircraft Components

    8859

    Computer Programming or Software Development

    4038

    Plaster Statuary or Ornament Mfg.

    5201

    Concrete - Sidewalks < $22

    4038

    Taxidermist

    5205

    Concrete - Sidewalks >= $22

    4112

    Integrated Circuit and Semiconductor Wafer Mfg.

    5201

    Concrete - Slabs < $22

    4150

    Lens Mfg. Ground & Polished Lenses

    5205

    Concrete - Slabs >= $22

    4150

    Optical Goods Mfg. - NOC

    6504

    Confections & Food Sundries Mfg or Processing

    4295

    Screen Printed Merchandise Dealers - All Other Employees

    8046

    Coppersmithing - Shop

    4295

    Screen printing - All Other Employees

    4623

    Cosmetic, Personal Care or Perfumery Products Mfg.

    4297

    Electronic Pre-Press - All Ops

    8059

    Cotton Farms

    4297

    Graphic Design - All Ops

    8062

    Credit Unions

    4299

    Bookbinding - All Other Employees - Including Misc. Employees

    8063