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Auto, Workers Compensation, Inland Marine Available!!!
Lots of added coverages available.
A+ XV rated Admitted carrier
  To Submit Please Fax Acord Applications to 916.772.9292
  Click here to download the Travelers Product Guide in Pdf Format.
Travelers Small Business Program

We have partnered with Travelers Insurance Company to bring you a new state of the art Small Business Program. Please see below for more information on this exciting New Small Business Program.
Available Small Business Programs

Please send us the Acord Forms for lines of business requested and please click on the programs below to download the specific program Supplemental..
**Extension endorsements available: Master Pac & Pac Plus
***OMNI product for businesses that qualify but require specialized coverage tailoring
      unavailable in Master Pac or Pac Plus(See Travelers 2008 product Guide)
****Umbrella, Auto & Workers Compensation available.
General Eligibility Guidelines
  • The owner must have a minimum of three years management experience in the type of business being insured.
  • The business must be financially stable.
  • The business must have favorable loss experience.
  • The owner operates only those businesses described on the Master Pac application.
  • All the known exposures/operations are considered typical (occurring in the majority) for the class.
  • Buildings insured must not be vacant, unoccupied or have a seasonal occupancy.
  • For both tenants and building owners, where buildings are 50 years or older, the plumbing, heating, wiring, and roof must have been updated in the past 30 years.
  • There are no current cited violations of fire or life safety codes.
  • All operations must be listed in the Risk Classification Table, and the premium for incidental exposures should not exceed 25% of the policy premium.
  • No more than 3 losses within the past 3 years.
  • Current owners must have successfully operated this or a similar business for at least 3 years. EXCEPTION: Apartment, Building Owners and Condominium programs and risks that are franchises.
  • Sound financial condition.
  • Insurance to Value.
This information is provided as a guideline only and is subject to change with or without notice.

© Copyright 2007 Builders & Tradesmen's Insurance Services, Inc. • 6610 Sierra College Boulevard • Rocklin, California 95677
Phone: 916.772.9200 - Fax: 916.772.9292 • CDI #0D10271 • All non-admitted business is placed through LAE Insurance Services, Inc. CDI # 0E44215