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Recent Work Comp Activity
HVAC MAINTENANCE
$2,090
FITNESS GYM
$2,919
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Auto, Worker’s Comp & Inland Marine are also
available! |
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Many Additional Coverages Available |
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Available in AR, AZ, CA, CO, ID, NM, NV, OR, TX, UT, WA
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Admitted Carrier Rated A+ XV By A.M. Best Co.
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We have teamed up with Travelers Insurance Company to bring you this Small
Business Owners Program. This property and liability program features Master
Pac & Pac Plus extension endorsements and the OMNI product for businesses
that qualify but require custom tailored coverage that is not offered in Master
Pac or Pac Plus. Please see the
Travelers Product Guide for additional information. Umbrella,
Auto and Workers Compensation is also available. Please see below for more
information on Travelers Small Business Program.
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Available Small Business Programs
Please Fax Acord Applications 125, 126 and 140 plus
corresponding supplemental application to 916.772.9292. Supplemental
applications are available for download below.
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General Eligibility Guidelines
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The owner must have a minimum of three years management experience in the type
of business being insured.
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The business must be financially stable.
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The business must have favorable loss experience.
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The owner operates only those businesses described on the Master Pac
application.
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All the known exposures/operations are considered typical (occurring in the
majority) for the class.
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Buildings insured must not be vacant, unoccupied or have a seasonal occupancy.
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For both tenants and building owners, where buildings are 50 years or older,
the plumbing, heating, wiring, and roof must have been updated in the past 30
years.
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There are no current cited violations of fire or life safety codes.
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All operations must be listed in the Risk Classification Table, and the premium
for incidental exposures should not exceed 25% of the policy premium.
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No more than 3 losses within the past 3 years.
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Current owners must have successfully operated this or a similar business for
at least 3 years. EXCEPTION: Apartment, Building Owners and Condominium
programs and risks that are franchises.
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Sound financial condition.
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Insurance to value.
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Edition 03/11/09
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