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Auto, Workers Compensation, Inland Marine Available!!! |
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Lots of added coverages available. |
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A+ XV rated Admitted carrier
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Travelers
Small Business Program
We have partnered with Travelers Insurance Company to bring
you a new state of the art Small Business Program. Please see below for more
information on this exciting New Small Business Program.
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Available
Small Business Programs
Please send us the Acord Forms for lines of business
requested and please click on the programs below to download the specific
program Supplemental..
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| **Extension endorsements available: Master Pac & Pac
Plus
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| ***OMNI product for businesses that qualify
but require specialized coverage tailoring
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| unavailable in Master
Pac or Pac Plus(See
Travelers 2008 product Guide) |
| ****Umbrella, Auto & Workers Compensation available. |
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| General
Eligibility Guidelines |
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The owner must have a minimum of three years management experience in the type
of business being insured.
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The business must be financially stable.
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The business must have favorable loss experience.
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The owner operates only those businesses described on the Master Pac
application.
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All the known exposures/operations are considered typical (occurring in the
majority) for the class.
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Buildings insured must not be vacant, unoccupied or have a seasonal occupancy.
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For both tenants and building owners, where buildings are 50 years or older,
the plumbing, heating, wiring, and roof must have been updated in the past 30
years.
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There are no current cited violations of fire or life safety codes.
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All operations must be listed in the Risk Classification Table, and the premium
for incidental exposures should not exceed 25% of the policy premium.
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No more than 3 losses within the past 3 years.
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Current owners must have successfully operated this or a similar business for
at least 3 years. EXCEPTION: Apartment, Building Owners and Condominium
programs and risks that are franchises.
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Sound financial condition.
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Insurance to Value.
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