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Work Comp in CA
AUTO REPAIR$5,897

General Liability in CA
PAINTER EXT$1,615

Excess in CA
ELECTRICAL CONT$680

 
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$550 Minimum Premium
Auto and Worker’s Comp are also available!
Many Additional Coverages Available
Available in AR, AZ, CA, CO, ID, NM, NV, OR, OK, TX, UT, WA
Admitted Carrier Rated A+ XV By A.M. Best Co.
10% Commission
 
  You can email your application
or fax acord applications to 916.772.9292
  Click here to download the Travelers Product Guide in PDF Format.

We have teamed up with Travelers Insurance Company to bring you this Small Business Owners Program. This property and liability program features Master Pac & Pac Plus extension endorsements and the OMNI product for businesses that qualify but require custom tailored coverage that is not offered in Master Pac or Pac Plus. Please see the  Travelers Product Guide  for additional information. Umbrella, Auto and Workers Compensation is also available. Please see below for more information on Travelers Small Business Program.

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General Eligibility Guidelines

  • The owner must have a minimum of three years management experience in the type of business being insured.
  • The business must be financially stable.
  • The business must have favorable loss experience.
  • The owner operates only those businesses described on the Master Pac application.
  • All the known exposures/operations are considered typical (occurring in the majority) for the class.
  • Buildings insured must not be vacant, unoccupied or have a seasonal occupancy.
  • For both tenants and building owners, where buildings are 50 years or older, the plumbing, heating, wiring, and roof must have been updated in the past 30 years.
  • There are no current cited violations of fire or life safety codes.
  • All operations must be listed in the Risk Classification Table, and the premium for incidental exposures should not exceed 25% of the policy premium.
  • No more than 3 losses within the past 3 years.
  • Current owners must have successfully operated this or a similar business for at least 3 years. EXCEPTION: Apartment, Building Owners and Condominium programs and risks that are franchises.
  • Sound financial condition.
  • Insurance to value.

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Submission Requirements

  • Complete Acords 125, 126 and 140.
  • Completed industry specific supplemental. See above for applications available for download.
  • Please email submissions to commercialsubs@btisinc.com or fax to 916.772.9292 Attn: BOP Dept.

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Questions


If you have any question, please contact  Michelle Harris or Bonnie Sparkman at 916.772.9200.

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Edition 01/01/2013

 
This information is provided as a guideline only and is subject to change with or without notice.
Red Cross Disaster Relief Fund

© Copyright 2013 Builders & Tradesmen's Insurance Services, Inc. • 6610 Sierra College Boulevard • Rocklin, California 95677
Phone: 916.772.9200 - Fax: 916.772.9292 • CDI #0D10271 • All non-admitted business is placed through LAE Insurance Services, Inc. CDI # 0E44215