Special Events Rater

	12.5% Commission
	Great Customer Service
	Limits up to $3 million
	Up to 10,000 attendees
	Liquor Liability available
	Events from 1 day or more

Maximum Limits

General Liability:

$1 million each occurrence
$2 million general aggregate
$2 million products aggregate

Personal & Advertising Injury:

$1 million each occurrence

Fire Damage:

$100,000 per fire

Medical Expense:

$5,000 per person

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Binding Authority Classes

These and similar unlisted classes are within your authority.

Animal Shows - Cat/Dog+
Antique Auto Shows+
Art Shows+
Athletic Events (including Bike-a-thons, Bike Races, Golf and Tennis Tournaments, Walk-a-thons, and similar events)
Auctions
Bake sales
Banquets
Bazaars
Beauty Pageants
Bike-a-thons/Bike Races
Bingo Nights+
Boat Shows - Indoor+
Booths at Fairs
Charity Balls
Choir Performances
Christmas Tree Sales
Church Dinners+
Corn Roasts+
Craft Fair/Show+
Dance Recitals
Educational Seminars
Exhibitions - Indoor
Fashion Shows
Flea Markets+
Flower Shows+
Fund Raising Dinners
Garage Sales+
Garden Parties+
Garden Tours+
Golf Tournaments+
Historical Home Tours+
Hobby Shows+
Music Recitals & Concerts (Other than Rock or Rap)
Pancake Feeds+
Parades
Picnics+
Public Lectures
Races (Bike, Run, Walk)
Refreshment Stands-Fairs
Rummage Sales+
Scout Jamborees
Senior Citizen Functions
Square Dance Contests
Student Car Washes+
Talent Shows
Telethons
Tennis Tournaments
Theatre Shows
Trade Shows
Walk-a-thons+
Wedding Receptions

+ For these classes, “participants” coverage may be included at no extra charge. Coverage for participants in sports or athletic events will not be provided.

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Submit

NOTE: On all “submit” risks, you must mail or fax us the application or binder before the effective date.

Event over 3 days in duration
The expected attendance at any one time for an indoor event, or events with grandstands, bleachers, etc. is over 3,000
The expected attendance at any one time for an outdoor event (no grandstands, bleachers, etc.) is over 7,500
The event includes operating amusement rides or devices (video arcade and similar are exempt)
Carnivals
College Sponsored Events by Fraternities/Sororities
Horse Races and Shows

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Prohibited Classes

"Hole In One” or similar prize coverage
Air Shows (including model and radio-controlled aircraft)
Airplane & Helicopter Rides
Amusement Rides
Animal Rides (Pony Rides are binding authority)
Automobile Races
Balloon Rides
Boat Races
Circuses
Demolition Derby
Firearms Exposures
Fireworks
Go-Kart Tracks
Haunted Houses
Motorcycle Races
Participants Coverage for athletic events
Protest Rallies (Political, Religious, etc.)
Rap or Rock Concerts
Rodeos
Snowmobile Races
Sports Camps or Clinics
Tractor Pulls (Exception: Farm vehicle tractor pulls as part of a fair, etc. are within your binding authority)
Similar events involving animals, vehicles, dangerous stunts, unruly crowds, firearms, fireworks, etc.

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Charge For Extra Setup – Teardown Days (Include These Days on the Policy Term)

Number of Setup / Teardown Days	Percentage of Daily Rate
1 to 2	No Charge
Each Additional Day (over 2)	20% each

Additional Insureds	Fee
Owner (Landlord, Municipality, etc.)	$50
Participating Vendor (Note - vendors' goods or products must be within your binding authority guidelines):
1 to 10 vendors	$50
11 to 20 vendors	$100
Over 20 vendors	Submit

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Participants Coverage

$50 flat charge (check box on Special Events Endorsement, S2023, to activate coverage. In New York, the form is S2088)

Products

15% surcharge, $75 minimum premium

DEDUCTIBLE

$250 Property Damage Only

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Edition 11/15/10


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